KALFIN provides 6 specialized financial calculators designed for the Indonesian market. Compare KPR mortgages, calculate total vehicle ownership costs, and uncover hidden fees before you commit.
Built specifically for Indonesian homebuyers and car buyers who want the full financial picture.
6 specialized calculators covering conventional and Islamic mortgages, vehicle financing, and total cost of ownership analysis.
Built with IDR formatting, BPHTB tax calculations, OJK-compliant rates, and Indonesian banking conventions in mind.
Go beyond monthly payments. Discover hidden costs, depreciation impact, and opportunity cost so you can decide with confidence.
From mortgage comparison to total vehicle ownership costs, KALFIN has you covered.
Calculate monthly payments for conventional bank mortgages with fixed or floating rates. Includes BPHTB tax and notary fee estimates.
Compare Murabahah-based Islamic mortgages with transparent margin calculations. No interest-based compounding.
Analyze mortgages with tiered fixed-rate periods that step up over time before converting to a floating rate.
Calculate vehicle loan payments including insurance, admin fees, and total interest cost over the financing period.
Calculate the true cost of owning a used car, including depreciation, maintenance, insurance, taxes, and opportunity cost of capital.
See the complete cost of new car ownership over time. Factor in depreciation, financing costs, and all recurring expenses.
Get detailed financial insights in three simple steps.
Select from 6 specialized calculators for mortgages or vehicle costs.
Input your price, down payment, rate, and term. We handle the rest.
See monthly payments, total costs, hidden fees, and visual breakdowns.
Download KALFIN and take control of your financial decisions.
Requires iOS 16.0 or later. Free to download.